Bair Necessities

The Bair Necessities is a video series that delivers industry sales tips and quantifiable hacks from Jeff Bair, our Head of Marketing at Foremost.

Check back each month for valuable information, including free downloadable tools, to help your agency become even more successful!

A chalkboard with a drawing of a smiling Jeff Bair on it

See What's Trending

Protect your apartment from break-ins

I can only imagine a few things worse than waking up in the morning and discovering the unexpected – you've been robbed! You may feel violated, and then angry - and then confused.

What Those Big Words Mean: Tips for Buying Your First Home

Buying your first home can be a great experience, but mine has been … complicated, to say the least. The market in West Michigan (where I live) is bursting at the seams with young dreamers hoping to make their first home purchase, but West Michigan is not alone! Renters all over the country are looking to buy, but are instead experiencing the stony truth of the housing shortage across the nation.

Keeping Your Teen Safe On Prom Night

Driving is usually not an important component in a teen's mind, but for parents it can be a big worry. Many parents often overlook the need to have honest discussions with their teens about safe driving and avoiding alcohol and drugs.

Questions You Should Ask Before Signing a Lease

Moving into a new rental property is such an exciting process! Sure, it's also super time-consuming and can be pretty demanding, but finally settling in can bring so much joy. I recently made the move from my college house into a full-on adult apartment and I was giddy with anticipation!

How to Change Your Car's Oil

I go to the same place every time I get my car’s oil changed. And thanks to the sticker on the upper left-hand side of my windshield, I know exactly when to go! However, I realized during my last oil change they raised their prices, so it costs far more than my initial budget allotted. With the proper tools, knowledge and location, I would have considered changing the oil myself.

Snow Removal: Is Your Landlord Responsible?

Do you dream of shoveling and snow blowing in a winter wonderland? No? You're probably not alone. It's a winter chore that needs to be done when the snow adds up, but who is responsible?

Tips for Buying a Used Motorcycle

Whether you've been riding all your life or are looking to purchase your first bike, buying a new-to-you motorcycle can be pretty challenging. What make do I want? What's my budget?

Protecting Your Noggin

I remember getting the opportunity to ride on the back of my grandpa's motorcycle for the first time as a child. Traveling quickly and close to the ground without any walls or doors was such an exhilarating experience! I also remember the helmet that squished my cheeks right into my nose and eyes.

Eight Tips for Being the Best Landlord

There is a common misconception that being a landlord is a great, easy way to make some money, but that is often not the case. Renting out a property can be a time-consuming and energy-draining task, but it has its' perks.

Tips for Buying a Used Car

Buying a used car can be scary - especially if you worry about being scammed. There's nothing worse than seeing a car you like online, checking it out in person and making the purchase – only to realize the previous owner 'forgot' to mention some serious mechanical issues.

Tips Every Rideshare Driver Should Know

Rideshare. It’s a wildly popular and relatively new industry that’s changing the way we think about transportation. Millions of people have become rideshare drivers, and even more have used their incredibly convenient services.

Winter Auto Safety Checklist

Check out these tips to help keep you and your car in the best shape possible for the winter to come!

Snowmobile Stories: Staying Safe in the Snow

There's something uniquely exhilarating about snowmobiling. The excitement of speeding through snowy landscapes makes the freezing cold winter weather barely noticeable.

Driving on Black Ice

There aren't any fool-proof ways to avoid black ice, but you can certainly protect yourself by understanding and knowing how to deal with this seasonal issue!

How to Survive Holiday Traveling

This time of the year is always hectic, especially when you add traveling into the mix. Between standstill traffic on the roadways, packed airports, crying kids and canceled flights – it can put a damper on your holiday spirit. To avoid all the craziness, we put together some tips and tricks to get you to your holiday destination safe and sound.

Winter Auto Safety Checklist

Icy and snow-filled roads can take a toll on your car and make driving even more dangerous! Help keep your car in the best possible shape this winter.

New Year's Resolutions for Your Agency

Coming up with a new year's resolution is an opportunity to analyze what you could do better- whether it is making changes to address your health or deciding you want to play the piano. These resolutions are generally focused on improving things in your life. But, have you considered doing the same for your business?

Recycling During the Holidays

Did you know that Americans produce more trash during the holidays than any other time of year? 25% more, to be exact. Between the wrapping paper, disposable plates and silverware, Christmas trees and cards, holiday lights and plastic shopping bags – it's hard to keep track of everything you dispose of during those busy months.

A Foremost Claims Story: Mobile Home Fire

On February 24, 2017, Elizabeth Manuel's mobile home caught fire. It was devastating, completely destroying the property and leaving her without a home.

Helpful Tips for New Drivers

I remember the first day I passed my driver's test. I felt like I was on cloud nine - invincible. I instantly thought about all of the places I was going to go by myself. No more asking my parents or friends for a ride - my ticket to being independent had finally come, and I was ready to take on the road like a pro!

Tips for Being a Safe Hunter

Keep hunting trips safe for yourself and your surroundings before you enter the woods this fall.

Thanksgiving Fires, Turkey Fryers and Safety Choirs

I am feverishly preparing for what I consider to be a rite of passage: I'm hosting Thanksgiving for the first time. While I love to cook and host my family from time to time, there's something extra intimidating about preparing the quintessential meal of the year. How do I manage preparing a turkey, stuffing, potatoes, and vegetables at the same time? In one oven?

Getting Your Furnace Ready for the Winter

Let's admit it, summer is definitely the most cheery season of the year. That warm, sunny weather boosts our mood and allows us to go on adventures wrapped in the warmth of the sun.

Keeping Your Home Safe From Break-ins

As one of the most common crimes, burglary is nothing to be taken lightly. Did you know that a burglary takes place every 18.2 seconds in the United States? That adds up to nearly 200 per hour, 4,800 per day, and 1,752,000 every year!

What to do After a Flood

Anyone who's been through a flood knows that recovering after this kind of disaster isn't easy. You're forced to accept that irreplaceable family treasures and memories may be gone forever, your furniture is destroyed, potentially along with your home.

Preparing for Severe Weather

Try and put yourself in the shoes of those who have gone through a natural disaster, and imagine this: Before a severe weather event hits - you hear the warnings from state officials and your local news, but might not take them too seriously.

Boat Trailering Tips

A day spent boating is the kind of thing you daydream about—many of us crave time on the water, rocking with the waves and basking in the sun. But before getting to smooth sailing, you need to try your hand at the art of boat trailering.

Boat Launching Tips

When you trailer your boat to a lake, there's only one thing between you and the water - a boat ramp! I know you're eager to go, but be patient—you need to practice the art of boat launching first.

Tips for Buying a Used Motorcycle

Whether you've been riding all your life or are looking to purchase your first bike, buying a new-to-you motorcycle can be pretty challenging. What make do I want? What's my budget?

Preparing for Hurricane Season

Hurricanes. Just the thought of them can make a person tremble in fear. Whether you've experienced a hurricane yourself or you've just heard about their destructive patterns, these...

Do You Know Your Flood Risk?

According to the National Flood Insurance Program (NFIP), floods are the number one natural disaster in the country. Good thing that this week is National Flood Safety Awareness...

Seeking Shelter During a Tornado

The images from Arkansas, Mississippi, and Alabama after this week's devastating storms are the latest evidence of the power of Mother Nature. They're also reminder that disaster can strike...

Grow your Agency with Foremost Education

If you're an independent agent, your time is valuable. And you're probably doing everything you can to grow your agency. Whether it's through social media marketing, referrals ...

Motorcycle Rally Survival Tips

This year I traveled to Sturgis, South Dakota to experience my first motorcycle rally. I was excited to attend, but also nervous. I'm new to the world of motorcycles, and I had no idea what to expect.

When to Show Your Roof Some Love

You may tend to overlook your roof, but it's actually the most important component of your home - and the most vulnerable. It protects you from the elements like rain, snow and sun, but roofs...

Vacation Home Weekend Wrap Up Routine

Keep your vacation home in tip-top shape by taking care of it before you leave! You'll thank yourself when you arrive next time.

Coexisting with Bicyclists

Cycling has grown significantly in popularity over the past decade. Towns across the country are adding bike lanes to their roads to become more bike friendly, and more...

Things to Consider Before Renting an Apartment

It's no secret that apartment hunting can be stressful. It can be hard to find the perfect one that meets your checklist, and that's within your budget.

A Foremost Claims Story: Recovering from Louisiana Tornado Damage

On April 3, 2017, tornadoes struck the town of Jena, Louisiana, destroying Mary Lee Taunton's home.

It's hot. Don't leave your kids in the car!

I wish I were kidding. As an on-the-go-mom, I have sympathy for parents trying to multi-task, but there are certain things that we MUST pay attention to.

What's the Deal with Renters Insurance? Adjusting to Changes in Consumer Lifestyles

It's undeniable: the fastest growing segment of personal lines property and casualty—in terms...

Home Pool Safety

It's that time of the year – school is out, temperatures are warming up and pools are open for the summer. If you own a pool, you're probably aware of the maintenance and care that's involved. But have you considered taking that...

Insurance Awareness Day – Terms Made Easy

Foremost is finally celebrating its favorite holiday of the year: Insurance Awareness Day! That certainly calls for poem-making, party-throwing, and having a good 'ol time talking about what makes insurance so exciting!

Fireworks and the Fourth: 9 Tips For Safe Celebrations

The most common type of boating accident is a collision with another vessel, according to the U.S. Coast Guard. To avoid this and other issues on the water, here are some responsible boating tips that will help keep your family and your boat safe.

Ten ways to protect yourself from the sun's rays

When my teenage daughter arrived home the other day with a sunburned face, I asked her why she didn't use her sunscreen. She answered with, "I did Mom! I put it on this morning." But since she was out all day and never re-applied it, she still got a sunburn.

Take a Boater's Safety Course

Know the laws before you launch. It's a simple mantra that all boaters should take seriously. "It is the responsibility of all boaters to know the rules of the water," said Brad Seeley, senior marine product manager for Foremost Insurance Company.

Preparing for Hurricane Season

Hurricanes. Just the thought of them can make a person tremble in fear. Whether you've experienced a hurricane yourself or you've just heard about their destructive patterns, these bad boys know how to make their name heard.

"Time is money" Savings for Memorial Day driving

It's amazing how much money you can save, if you have the time. My Mom always told me, "Time is Money." I rolled my eyes when I was younger, but now that I am a working adult, those words couldn't be truer.

Work Zone Awareness Week - What you need to know!

Once I see that the cars are slowing down, I always get frustrated and then I see that the cars are merging to one lane (way too late) and all that makes me think is, must be road construction.

The Do's and Don'ts of Driving with a Trailer

Whether you're taking a road trip or taking the family camping, driving with a trailer can be a challenge. When you add a trailer to your vehicle, the overall handling and rules of driving dramatically change.

Know the Electrical Dangers Lurking in Your Home

I love electricity. Without it, we wouldn't have Electric Avenue, The Electric Company, the Electric Slide, or Electric Light Orchestra. But as awesome as electricity is, it also causes approximately 53,600 home fires every year.

Top Motor Home Questions to Ask Your Agent

Spring is slowly making it's way here and before you get out on the open road, make sure you have the correct coverage for your RV.

Children Act Fast — Poison Prevention For Your Kids

Last night I heard clamoring from our bathroom — not a good sign when you know your one-year-old can pull everything out of the cabinets within 10 seconds. I opened the door about two inches, but found that it quickly became lodged onto the bathroom cabinet.

Share this video with your customers!

Common Insurance Terms Made Easy With Foremost

Insurance can be confusing...we get it! But we're here to help provide you with a better insurance experience. Learn more about what these common insurance terms mean so you can be prepared when looking for a policy.